Insurance 101 – Renters Insurance

Home is where the heart is, and maybe all of your stuff too! If you’re among the 1/3 of all U.S. households that rents, your stuff may not be protected should you suffer a fire or theft. Watch this video to learn the importance of having the protection of a Renters policy!

When you rent either a house or an apartment sometime the landlord will require you to carry renters insurance. This video goes over what coverages you need and how to get it cheaper.

#rentersinsurance #rent #renting

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DISCLAIMER:
Please consult your agent before making any changes you feel you are not knowledgeable with. Due that the laws being different in each state, I am not responsible for any changes or updates that may have occurred after the making of this video.

This video and description contain affiliate links, which means that if you click on one of the product links, I will receive a small commission. This helps support the channel and allows me to continue to make videos like this. Thank you for the support! Car insurance advice, car insurance, auto insurance, home insurance, homeowner’s insurance
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Comments

  1. So hold on if the flood the recouping of the losses from hurricane Ida as well as covid
    IS WHAT WAS ANNOUNCED ON THE NEWS BEING THE REASON FOR THE INFLATION ON THE RENTERS IN FACT ALL RENTERS ARE UNDER CONTRACT ACCORDING TO THEIR INCOME OKAY IF THE RENTERS HAVE TO REIMBURSE THE COST DUE TO THE RENT FROM $900 TO $1,400 STEEP JUMP AS WELL AS

    THE INSURANCE OF THE LANDLORD ARE TO COVER THE BUILDING STRUCTURE SO HOW WOULD THE LANDLORD RAISE THE RENT IN ORDER TO RECOUP THE MONEY LOST DUE TO THE FLOOD THE HURRICANE IDA AS WELL AS COVID OKAY THAT IS DOUBLE TAXING THE INDIVIDUAL WE ARE ALREADY T.E.A.

    TEXT ENOUGH ALREADY TEXT TEXT HOW THE F*** ARE YOU TEXT ENOUGH ALREADY TEXT INDEPENDENT TEA PARTY M********** BOSTON TEA PARTY M********* GOD DAMN IT BOSTON MOTHER F**** MASSACHUSETTS TEA PARTY GO OVER TO GOD DAMN THING F*** IT THE T T E A T BOSTON TEA PARTY M********* TEXT ENOUGH ALREADY TEXT TEXT MOTHER F*** TAX ENOUGH ALREADY B**

  2. How about the $2500 60" screen TV and $3750 laptop and $4000 living room suit that I don't have? Will that be covered?

  3. LOL. Everyone rents. You think you own your home? Think again. Stop paying your property taxes. The gubmunt will take your house and sell it out from under you. Your property taxes (extortion fees) are the rent you will pay until you sell the house or die. I guarantee it.

  4. I would like to share this on my IG page. I have so many friends that are in college, and they need this information. Very helpful, and I've just updated my policy. XO

  5. I’m a beginner and Im about to get my first apartment next month and I’m moving from Mississippi to Kentucky….how do I go about that ?

  6. I just sent my Roku too automatically seepimg competition hombrè its All bets closed

    Please begin
    Handmade supercar American amateur radio host subscription edition payables include title loan MOSTH HOLDINGS INC. provides my new a.p.r % portfolio on my federal social security program segregate services number

    Im so fucking serious

  7. This video was very informative and simple to understand. I'm actually the property manager of a company that manages over 700 properties. Can someone reach out to me at adriana.ospina@nationalrealestate.com to see if this is something we can supply as additional education and recommendation for our residents?

  8. What happens if my stove causes smoke alarm and the sprinklers go off. will my electronics and personal belongings be covered

  9. I started working in the insurance field. I came across your page because I’m still new and learning. Your videos have been a life saver. It’s helping to make everything click and giving me an idea of how to better explain to customers. Thank you for your videos and your knowledge. Most helpful!!

  10. My landlord never asked for it but I decided to do a quote for rental and auto on progressive ( both for about $500 (6 months auto -1 year insurance ) . Geicco was charging me $800 only auto. 😅. Irony a week after my landlord asked if I could send her a copy of rental insurance .😂

  11. What about all the cigarette & pot smoke coming from my neighbors below? It says in our lease agreement that people are to smoke on patio not inside. Yet the manager acknowledge she smelt smoke in my apartment.
    The smoke (all kinds) is making me sick. The place is becoming unlivable as I'm coughing now all the time..I have an appt w my dr. I also gave the manager a note from my Dr saying that I cannot be exposed to smoke.

  12. AAA renters insurance is Dog waste. Was paying $23 a month for 100k and my card got declined (Which it shouldnt have) I tried to resolve the issue 90 days later (Unknowing my policy was canceled) and they refused to just charge me what I would have paid $70 to get back on an identical policy. They wanted 100% down ($200). DO NOT GO WITH AAA- arrogant combative big brother attitude type company.

  13. Do you know of renter’s insurance that do short term coverage? 6 months for example? I’m only at my rental for 6 months and most insurance companies that I got quotes from are 1 year coverage no less?

  14. Thanks dude. Here's some irony – I like how "progressive" Lemonade insurance is. They are straightforward, not so corporate, simple to navigate, and will soon have auto. On the other hand, they don't seem as comprehensive as USAA – which is more expensive but impressive. Regardless, I think I'll try lemonade for it's affordability. God forbid anything happens, but if it does, do you believe they're easy to deal with and get compensation from? Thanks again

  15. I live in California and have been insured by Lemonade for 3years. I pay about $5 a month for a basic policy….. only thing I have an issue with is the coverages for Earthquake damages is not included.

    Lemonade is partnered with a company who offers those coverages and the cost goes up quite a bit.

    Been thinking about adding renters insurance to my auto and stumbled upon this video. Great info. Thanks !

  16. If you live in Massachusetts it's illegal for a landlord to require Liability Insurance. In Massachusetts the law is specific. They only thing you can charge a tenant at lease up is Deposit, 1st month rent, last month rent and a key fee. So….no pet fee's, no parking fee's, no reserved parking fees, no fancy parcel pending package system fees to get mail…..So make sure what the law is in the state you live in. I called my Attorney Generals office in Boston and they have a nice booklet they send out upon request called Guide to Landlord/Tenant Rights.

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